Product Management - Credit Cards and Personal Loans - Lines Director
Company: Golden 1 Talent Acquisition Team
Location: Sacramento
Posted on: May 6, 2024
Job Description:
Product Management - Credit Cards and Personal Loans - Lines
Director 8945 Cal Center Dr, Sacramento, CA 95826, USA Req #4848
Friday, February 2, 2024 TITLE: CREDIT CARDS & PERSONAL LOAN/LINES
DIRECTOR
STATUS: EXEMPT
REPORTS TO: VICE PRESIDENT - PRODUCTS - CREDIT CARDS & PERSONAL
LOANS
DEPARTMENT: PRODUCT MANAGEMENT
JOB CODE: 11506 PAY SCALE: $152,300.00 - $180,000.00 ANNUALLY
GENERAL DESCRIPTION: The Credit Cards and Personal Loans/Lines
Director is responsible for advancing the overall strategy for
growth and performance for the consumer loan portfolio. The role
holder will be an innovative thinker who can analyze/interpret data
and translate research into actionable results. The product
director will effectively manage the ongoing conflicting needs of
various stakeholders and align stakeholders on the consumer lending
roadmap. They will also work in a dynamic environment, lead or
serve on cross-functional teams to develop competitive products and
services that deliver value for our members and efficiency for the
company. This person will be responsible for flawless execution of
strategies and tactics to achieve the department goals. PURPOSE
STATEMENT: To foster quality consumer loan growth by identifying
and implementing industry leading products, programs, and processes
that ensure the Golden 1 remains a market leader with a quality
image and financial strength. TASKS, DUTIES, FUNCTIONS:
- Manage the development of lending through business development
programs, and partner with marketing and analytics to take an
active role meeting our member's needs.
- Continually assess the competitiveness of Lending products
against relevant competition in the market, and statewide
markets.
- Collaborate with cross functional departments on new
initiatives, product launches, and campaigns.
- Perform vendor management oversight and coordination, including
vendor due diligence as needed.
- Assist in creation of product and strategy roadmaps that
translate into actionable tactics and build a consumer lending
strategy playbook.
- Meet regularly with peers and other leaders within the
organization, to enhance internal operations, resolve issues and
drive improvement.
- Contributes to the strategic planning and positioning of the
consumer lending division and influences credit union strategic
direction. Translate prioritized objectives and strategies into
actionable tactics which can be implemented in the near and long
term.
- Support the development and design of new products, services,
and game-changing experiences.
- Develop and maintain an understanding of the pertinent
regulatory requirements and risks inherent to job responsibilities,
establish, and maintain control activities that mitigate those
risks consistent with the Credit Union's risk appetite, and ensure
operational integrity and compliance with applicable regulations.
PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE
PERFORMANCE OF THESE TASKS:
- Effective oral and written communication skills required to
fulfill job duties.
- Must possess sufficient manual dexterity to skillfully operate
an online computer terminal and other standard office equipment,
such as financial calculators, personal computer, and telephone.
ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
- All levels of staff.
- Vendors and peers at other financial institutions.
QUALIFICATIONS: EDUCATION: Bachelor's degree desired, Master's
Degree considered a plus. Equivalent education and work experience
may be considered in lieu of degree. EXPERIENCE: 10+ years'
experience in consumer lending, or financial services industry
including a minimum of five years of progressive leadership
experience. Three ye of experience in the analysis and reporting of
statistical data. KNOWLEDGE/SKILLS:
- Expertise in driving campaign strategies within the financial
or fintech space.
- Advanced business case and proposal writing skills
- Strong analytical skills and understanding of loan acquisition
by mining data through internal data sets and credit bureaus
- Experience developing lending program strategies to increase
production metrics while providing an exceptional experience to
members and employees.
- Requires broad understanding of lending products, marketing and
communications, consumer experience, operations, and
technology.
- Proficient knowledge of Microsoft Office products, including
Word, Excel, and PowerPoint.
- Advanced MS Excel functions like formulas, pivot tables, and
macros.
- Experience with industry-based application, analytics, and
marketing platforms preferred.
- Proven ability to meet deadlines, deliver high quality results,
and demonstrate accountability and ownership of work and
actions.
- Highly detailed and organized.
- Successfully engage in multiple initiatives simultaneously with
the ability to adapt to changes and prioritize and manage competing
demands.
- Robust analytical and problem-solving skills to critically
evaluate user requests from the underlying true needs and
distinguish solution ideas from requirements.
- Excellent written and verbal communication skills.
- Strong interpersonal skills required, including maintaining
positive relationships with system stakeholders, providers, and key
internal business partners. PHYSICAL REQUIREMENTS:
- Prolonged sitting throughout the workday with occasional
mobility required.
- Corrected vision within the normal range.
- Hearing within normal range. A device to enhance hearing will
be provided if needed.
- Occasional movements throughout the department daily to
interact with staff, accomplish tasks, etc.
- Extensive travel by car or public conveyance for out-of-area
locations or across the United States. LICENSES/CERTIFICATIONS:
Possession of a valid California driver's license is desirable but
not essential.
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Keywords: Golden 1 Talent Acquisition Team, Pleasanton , Product Management - Credit Cards and Personal Loans - Lines Director, Executive , Sacramento, California
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